Excellent article, Glenna!
I, too often, fall back into the pattern of “shoulds” and regrets when I get stressed and depressed. I completely understand how your husband feels. I hope he can find a way to change his thoughts soon.
I am like you in that I care little about the pursuit of money. If I have enough to pay the bills and I can go through the drive-thru every so often, I am happy. My wife is younger and still worries constantly about the money. She is not materialistic but she does like a few of the finer things.
We all have our wants. Some of us are just simpler than others.